---
title: College Insurance
date: 2018-09-21T00:00:00+01:00
author: Brant McNaughton
canonical_url: "https://assetsure.beebo.co.uk/business/commercial-building-insurance/college-insurance/"
section: News
---
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# College Insurance

Throughout the United Kingdom, there are a number of schools and colleges that are independently owned and are thus responsible to make their own insurance arrangements. Whilst many of the smaller colleges will rent their premises (often contained within office blocks or other commercial premises), many of the larger organizations will own their own buildings on which they will need to effect at least [commercial building insurance](https://www.assetsure.com/business/commercial-building-insurance/ "Commercial Building Insurance").

A **college insurance** policy will usually come with a number of different sections. Some of these will be compulsory; others, the college will be able to pick and choose to suit their needs.

A wide range of perils can be covered under a college building insurance policy, including, fires, storms, floods, burst pipes, subsidence and of course property owners liability insurance. For rating purposes, the college address and postcode will be required as will details of the rebuilding costs. Often, a college will consist of a complex of different buildings, it’s quite typical for the main building of the college to be of standard construction, but some of the outbuildings, may be timber or of pre fabricated construction. If this is the case, it’s important that the insurers are made fully aware of the situation to ensure that fill cover is provided.

As well as the college buildings, most establishments will have a wide range of equipment and may be even hold some stock that will need to be insured. The college contents will include desks & chairs and any fixtures and fittings. As well as contents most policy wordings are able to be extended to include Business Interruption cover, which in it’s simplest form, will provide a sum insured for alternative accommodation, if the college buildings are unusable following a serious event such as a fire or flood. Of course Public & Employers Liability can also be included and it is usual, for this to form part of the core wording.

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Insurance for commercial buildings, if the commercial building you require insurance for has a listed status, we would review each risk on a case-by-case basis. Generally speaking we have more success in obtaining insurance quotes for Grade2 listed commercial buildings than Grade 1....

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We will endeavour to obtain insurance for your church or place of worship. We will endeavour to obtain quotations for all denominations. Regardless of whether your building is a; church, abbey, cathedral, mosques, priory, shrine, synagogue or temple, it will often involve a style of architecture or may have building materials within it’s construction that may prove expensive to repair or replace...

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Local authorities pay close attention to vacant commercial properties and most require the landlord to keep the premises in a safe secure condition. Property that has become vacant & broken down or dilapidated often becomes a focus point for anti-social behaviour and thus the premises needs to be kept sealed to prevent access being gained. Once security at a vacant building has been breached, fire can become a major issue , especially if the property contains combustible materials. It is that essential that you obtain vacant property insurance to protect your building....

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